Welcome to
My Mortgage Game Plan
Buying a New Home? Keep Scrolling To Learn More
Over my 25+ years of lending, I know that obtaining a home loan is all about you, the choices, and the questions you may have. I have a team that shares the vision to give the utmost in customer service and to ensure that our bank guest receives the BEST home purchase experiences, ever! I have learned that the more questions you ask, the better informed you will be to make the right choice of the home loan that fits your current situation.
If you are looking for a home loan, give me a call.
Find out how I can make a
difference for you!
For me, there’s no higher priority than achieving client satisfaction.
I work diligently towards providing the real estate financing solutions my clients need based on their unique financial situations and lifestyle preferences. Check out some of my specialized services below to learn more.
Conventional Loan
Conventional Loans today offer buyers plenty of opinions for their home purchase. Typically, when shopping for a home loan, most buyers are looking at a Conventional Loan. Statistics show that nearly 70% of home loans are conventional loans.
FHA Loans
FHA Loans only require a 3.5% down payment. That 3.5% down payment can be all gifts from some specific sources. If you are to obtain a gift, do not proceed with a gift until we discuss how to document the process of receiving a gift. With some minor planning, this can be an easy endeavor. FHA loans will allow for a lower credit score. We offer flexible underwriting on these programs.
Every day, military personnel and veterans enter the real estate market, unaware there is a financing option exclusively for them. One unknown secret is that a VA buyer can get a home loan of greater than $510,400, but there could be some small down payment, depending on their eligibility.
VA Loan
The United States Department of Agriculture has created a loan program to help promote commerce within the rural areas of the United States. The goal of this program is to find a primary residence for the home buyer.
USDA Rural Development Loan
Jumbo Loan
Moving up to that perfect home is exciting, but comes with high anxiety. There's lots of stress and complications involved in Jumbo mortgages and financing. That's where I come in. I help my clients by providing a clear path for loan options and approval with this service and so much more. Reach out today to learn more.
Portfolio Loan
Construction and Portfolio Loans
Has this happened to you? You find the perfect home but you weren't really thinking you would move for another year. You reach out to a lender only to find you can qualify for one reason or the other. This is where my expertise and the company's Portfolio Loan products can help. For the borrower just outside of the box, you will need my short-term detour for your long-term journey.
100% Financing Loans
Yes, we understand and have a plan to help you. We offer our portfolio loans as a short-term detour to your long-term journey. This loan certainly helps. The plan is to acquire the home you love with no money down. As the home builds equity, we will find the time for you to refinance for a traditional loan and reduce the cost of PMI over the 100% financed loan. Do not miss out.
Lot and Land Loans
Found the perfect lot for your new home construction? We understand. You want to find the perfect location, the walkout lot, that will make your new home your dream home. We will help you with a lot or land loan. Yes, there are some restrictions, but our goal is to be the path to the perfect home construction on your excellent lot!
How I realized I could help people build wealth...
I am here to give you the best loan options available
I started My Mortgage Game Plan because I wanted to use my knowledge of mortgage lending to guide home buyers to find the best loan option for them.
- Getting a home loan is not just a rate and down payment, but knowing the guidelines and options to minimize the anxiety and worry of getting the best loan!
- Every day I help clients obtain the best loans in order to finance their properties.
- I provide specific mortgage game plans for each of my home buyers.
My approach is focused on addressing their needs and their current financial situations throughout the entire real estate financing process. I’m experienced, trustworthy, and always reachable. No matter the question, I’m here to provide answers.
Let’s Talk
Jim Yarrington
Senior Loan Officer
NMLS #454680
6800 College Blvd. Suite 100Â
Overland Park, KS 66211
Direct: 913-749-0098 Cell: 913-915-1855
