Easiest Loan Application
Getting a home loan should be an easy process. Fortunately, our bank has invested time and money to make your experience to start a home loan application, the easiest process, ever!
There are two steps to getting started:
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1. I will ask you to apply online with me at www.applywithjim.com, unless you are not comfortable with computers. In that case, I will have a phone call with you and take the information over the phone. Here you will answer a series of questions, designed to find out what you want to do and to get your personal information, all on a secure site! Literally, in 6 to 9 minutes, you are underway to get your home loan approved!
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2. The second step is to collect ALL of your documentation upfront, right now, and get the hard work out of the way. In my 24 years in the mortgage industry, the key is for you, your agent, and the listing agent to know you are really approved, not just pre-qualified based on someone’s opinion. The goal is to have all of your documentation with me, for me and my team to review. Getting all of your documentation upfronts provides a clear path to your pre-approval AND it eliminates the stress and anxiety that comes with purchase a home. The best reason for collecting your documentation is that when you make your home offer, I will be your advocate. I will call the listing agent and highlight the positive aspects of your loan file. Yes, I do have to follow banking privacy policies, but I can give a great testimonial for you. The best part of being your advocate is to tell the Listing Agent that I have all of your documents and that I have already run your file thru our automated underwriting system.
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3. Even, better news, based on your answers to the questions we ask, we will have a complete list of documents we will want from you to get started!