What You Should Know
With over 27 years in the Mortgage Industry, I think I may have seen it all when it comes to rates. I have seen other lender’s pricing models, I have seen confusing info sent to home buyers, only to think they got the best rate possible, but the buyers did not have all the right info to make the right choice.
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This section will help you know about the ‘other side of the Mortgage Curtain’ and of course, lead you to make great decisions.
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Here is what you should know:
Item 1
How to Shop for Interest Rates
A home buyer's biggest mistake is how to shop for an interest rate and what questions to ask. There are 4 simple rules you need to ask, and if you call me, I will show you exactly what to ask!
Item 2
What I do For You...
As a top mortgage professional, I am a member of an elite group of Mortgage Loan Officers, who subscribe to learn about the daily economic market and know when to lock or float a rate lock.
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Barry Habib is the mentor we all follow with MBS Highways and it is a subscription that I gladly pay for to give the best advice out there.
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Go ahead and Google ‘Barry Habib’. You will be amazed
Item 3
What happens, when
Each day specific activities impact the mortgage bond market. Here is an example of the 2.5% coupon bond, just before COVID 19 halted our lives. What does this all mean, click here...
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Item 4
The Government collects what?
Wow, if you only knew how rates were determined, you might be writing a letter to your congressperson or Senator.
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After the financial debacle in 2007, 2008, Fannie Mae and Freddie Mac, the 2 agencies who determine the guidelines for your home loan, came up with an interesting concept. What to know more ....!
Item 5
How Can your rates be so low?
Once you understand how rates are set, you won’t be looking anywhere else...
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Understanding our low rate structure requires you to know a bit about us.
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